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Loan Programs: Finding the Perfect Mortgage for You

At Strata Lending, we're dedicated to helping you find the ideal mortgage solution for your homeownership or investment goals.

Our wide array of loan programs includes:

FHA Loans:

FHA loans are a popular choice for first-time homebuyers and those with limited down payments. They offer low down payment requirements and flexible qualification criteria, making homeownership more accessible.

VA Loans:

Exclusively available to eligible veterans, active-duty service members, and their families, VA loans provide the benefits of zero down payment, competitive interest rates, and no private mortgage insurance (PMI) requirements.

USDA Loans:

Designed for rural and suburban homebuyers, USDA loans provide 100% financing and competitive interest rates, making homeownership attainable in eligible areas.

HomePath Loans:

HomePath financing is ideal for purchasing Fannie Mae-owned properties. Enjoy competitive rates and flexible terms when acquiring your next home.

Jumbo Loans:

For high-value properties, our jumbo loans offer competitive rates and flexible terms that exceed conventional loan limits, ensuring your dream home is within reach.

Commercial Loans:

If you're a business owner or investor, our commercial loan programs can help you secure financing for commercial real estate projects and property investments.

Conventional Loans:

Conventional loans provide flexibility with various down payment options, competitive rates, and mortgage insurance choices. They're suitable for a wide range of financial profiles.

Is the Right Mortgage Program Waiting for You?

Our experienced team is ready to assist you in determining which mortgage program aligns perfectly with your unique financial needs and homeownership aspirations. Whether you're a first-time buyer, a seasoned investor, or seeking a refinance, we have the expertise to guide you through the process.

Explore Your Options Today

Contact us now to discuss our comprehensive loan programs and discover the one that suits your specific requirements. We're committed to simplifying the mortgage process and helping you take the next step toward achieving your homeownership or investment goals.

At Strata Lending  we're passionate about finding the perfect mortgage for you, one program at a time.

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